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Ç¥ÁعøÈ£ TTAK.KO-12.0395 ±¸Ç¥ÁعøÈ£
Á¦°³Á¤ÀÏ 2023-06-30 ÃÑÆäÀÌÁö 14
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¿µ¹®Ç¥Áظí Secure User Authentication for Fintech with Trusted Third Party and Biometric Information Splitting
Çѱ۳»¿ë¿ä¾à ÀÌ Ç¥ÁØÀº ÇÉÅ×Å© ȯ°æ¿¡¼­ »ýüÁ¤º¸¸¦ ÀÌ¿ëÇÏ¿© ¾ÈÀüÇÑ »ç¿ëÀÚ ÀÎÁõÀ» ¼öÇàÇÒ ¼ö ÀÖµµ·Ï »ç¿ëÀÚÀÇ »ýüÁ¤º¸°¡ º»ÀÎÀÇ ´Ü¸»±â¿Í ±ÝÀ¶±â°üÀ» Æ÷ÇÔÇÑ Æ¯Á¤ ÇÉÅ×Å© ±â°ü¿¡ ºÐÇҵǾî ÀúÀåµÇ´Â »ýüÁ¤º¸ ºÐÇÒ ±â¹ý¿¡ ±â¹ÝÇÏ°í ÀÖ´Ù. ÀÌ·¯ÇÑ »ýüÁ¤º¸ ºÐÇÒ ±â¹ýÀ» ÀÀ¿ëÇÏ´Â °ü°è·Î ƯÁ¤ÇÑ ÇϳªÀÇ ±â°üÀÌ »ç¿ëÀÚÀÇ »ýüÁ¤º¸¸¦ ÀüüÀûÀ¸·Î ÀúÀåÇÏÁö ¾ÊÀ½À¸·Î½á º¸¾È»ç°í·Î ÀÎÇÑ »ýüÁ¤º¸ À¯Ãâ½Ã »ç¿ëÀÚÀÇ »ýüÁ¤º¸ ÇÁ¶óÀ̹ö½Ã¸¦ Áöų ¼ö ÀÖµµ·Ï ÇÑ´Ù. º» Ç¥ÁØ¿¡¼­´Â TTP(Trusted Third Party)¿Í »ýüÁ¤º¸ ºÐÇÒ¿¡ ÀÇÇÑ ±ÝÀ¶¼­ºñ½º »ç¿ëÀÚ ÀÎÁõ ¸ðµ¨¿¡ À־ Á÷Á¢ »ç¿ëÀÚÀÎÁõ, Áß°è »ç¿ëÀÚÀÎÁõ, À§ÀÓ »ç¿ëÀÚÀÎÁõÀÇ Ç¥ÁØ ¸ðµ¨À» Á¦½ÃÇÑ´Ù.
¿µ¹®³»¿ë¿ä¾à This standard is based on the biometric information splitting technique in which the user's biometric information is split and stored in the user's mobile device and a specific fintech institution to perform secure user authentication using the biometric information in the fintech environment. Due to this biometric information splitting technique, a single institution does not store the user's biometric information as a whole, so that the user's biometric information privacy can be protected in case of biometric information leakage due to a security accident. This standard presents a standard model of direct user authentication, relayed user authentication, and delegated user authentication in the financial services by TTP(Trusted Third Party) and biometric information splitting.
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